Category: Credit

I recently completed three of the top Christian financial education programs for churches: SeedTime’s True Financial Freedom, Dave Ramsey’s Financial Peace University, and Crown Financial’s MoneyLife. These popular programs all claim to help you get control of your finances from a biblical perspective. However, they go about it in different […]

Whether you’re unhappy with your student loans or want to know if you can find a better deal, it’s only natural to ask yourself, “Should I refinance my student loans?” This is a great question, but it’s one that doesn’t have a cut-and-dry answer. There are times when it absolutely […]

If you need to borrow money, but your credit score is lower than it should be, you will probably have to apply for a bad credit loan. This type of loan is geared toward individuals who may have made mistakes with their credit in the past, and they typically come […]

The best student loans can help you borrow money for college without going broke. They do this by offering competitive interest rates, fair repayment terms, and flexible monthly payments that can fit with your lifestyle and your budget. While most borrowers should focus on federal student loans first, private student […]

If you owe more than a few thousand dollars, especially on high-interest credit cards, you’ve probably considered debt consolidation. But exactly what is debt consolidation, and how does it work? More specifically, when does it make sense, and when is it the wrong strategy? Let’s drill down into the basics […]

As easy as it is to use credit cards to pay for unexpected expenses or anticipated major outlays, high interest rates can keep those loan balances outstanding for a long time. A better strategy may be to take a look at personal loans.  These are unsecured installment loans that are […]

Have you been struggling to deal with credit card debt that never seems to go away? If so, a debt consolidation loan can offer a way out.  It won’t make your debt go away, but it will help it become more manageable. And by setting up the right loan, you […]

Are you one of the 43.4 million college graduates with an average of more than $40,000 in student loan debt? A student loan refinance may be your best opportunity to get better control of that debt. Our list of the seven best student loan refinance lenders for 2023 is designed […]

This is a frequent question for anyone who is carrying an uncomfortable level of debt. Bankruptcy should never be taken lightly since there are consequences. But there are times when it becomes absolutely necessary. For example, if you’re carrying a level of debt, you can’t hope to repay, or if […]

We had just finished building our dream home only a few years ago.  My businesses were thriving, and this allowed my wife and I to create a 3-year goal that sounded more like a fairy tale — paying off our mortgage. We had roughly $450,000 in our home, but we […]